"That guy" is somebody that doesn't read the rules for postings. Adult chameleon could mean a lot of things. Adult Panther, sure. Adult mellers, no. See where I'm coming from?
Are they expensive there or something? I wouldn't think it would be worth insuring something that only cost 2-300 bucks to replace for $10 a month, that's about what it cost me to insure a $9,000 bike.