I like to plan out everything and was wondering if y’all did the same when getting a new animal
Likewise, and yes. Twice. The first time is for sticker shock. After the Missus brings me around or snaps me out of apoplexy, I do it again with a clear head toward being realistic.
I go over everything several times to make sure I haven't missed or overlooked anything, but there's
ALWAYS something missed or overlooked—Murphy's Law.
Whatever the final number comes out to, I
double it (at
least) for budgeting purposes. IME, it's far better to overestimate and come out underbudget than underestimate and come out overbudget, and then panic trying to figure out where to get the extra ca$h—or worse yet—where to cut corners, which is
ALWAYS a BAD IDEA.
It's also usually enough to account for those items I've missed or overlooked, and provide a modest cushion for the unforeseen contingencies & incidentals, and helps me sleep better at night.
Have you
found/picked a herp vet yet? IMO, it would be a good idea.
I did, and contacted him by email,
briefly introducing myself (s/he doesn't need/want to know your life story—even in regard to reptile keeping), telling him I was planning on getting a _____, and asking how much I should reasonably budget for veterinary care per year. That's the one cost you
can't look up online, and it can vary considerably—geographically. Keep things concise and to the point. A follow-up is OK if you have a question or for clarification, but best not to turn it into a 'thang' [sic].