Pet Insurance is Very Important

[jannb]

Jann I never even thought to use you for the babies . I’m sorry .

No problem. You already had insurance on your other guys so it probably wouldn’t have worked anyway.

Just added Jenga...so @jannb you have another card coming

Thank you!

 

[Chameleomom]

It was funny when I added Jenga and gave them your name she was like" Oh My I talked with her many times". She is really sweet. Her name was Lakeitha

 

[Tony_S]

You have to call them for the exotic plan. You can’t get it on line. Tell them I referred you and they will send me a $20.00 Amazon gift card.

$20 Amazon gift card coming your way.

It was only $84 if paying for the full year up front. So $7 a month if paying the whole year.

 

[RyanBRZ]

$84 is a steal, which plan is that though/what are you covered for? Between my last 2 vet visits I spent close to $600.

Edit: Just bought a policy over the phone for $84!

 

[jannb]

$20 Amazon gift card coming your way.

It was only $84 if paying for the full year up front. So $7 a month if paying the whole year.

Thank you Tony! I’m really glad you got your little guy covered. You never know when you might need it.

 

[RyanBRZ]

@jannb, I tried to hook you up, I was like 'uhh my friend Jann' hoping they would say 'oh yeah we know Jann!', but it didnt happen. The guy was like 'I will just put down a friend'.

 

[Tony_S]

Thank you Tony! I’m really glad you got your little guy covered. You never know when you might need it.

lol, yeah, $84 is a drop in the bucket compared to what I've spent so far to get the little guy.

 

[jannb]

Ple

lol, yeah, $84 is a drop in the bucket compared to what I've spent so far to get the little guy.

Please, please save a spot in your home and your heart for one of my veiled babies next summer. My eggs are due to hatch in April.

 

[snitz427]

Just signed up the whole house for pet insurance - wish I did it last year after dropping almost $5k on vet bills for the dog and cat (two tumor removals and two teeth cleanings .... I'm in the wrong line of work). I'm paying $72 per year, per chameleon for full coverage and $303, per animal, for the dog and cat. Gives me 100% coverage in the event of an injury (not illness) plus about $500 in basic / wellness visits per year for the dog and cat. Chams get 90% reimbursement after a $50 deductible for all visits / tests. I should have asked if the deductible is per animal - if I take all 6 to the vet at one time...

They clearly make their money on dogs. My policy number for the dog was in the 2.5 million range, and hte cat was around 500k. So they have 3 million policies for those alone. The reptiles were only 6k.

The dog/cat insurance ranged from $300 - 3,000, each, annually!

 

[MangoTango]

It can mean the difference in being able to afford to save your chameleon (or any pet). Fiona just had to have a very expensive surgery last month and now Amos will most likely have surgery tomorrow. He has a necrotic tail cause by a crushed vertebrae.

I use Nationwide pet insurance but there may be other companies out there that cover exotics. It sure is nice when these checks come in the mail. The little $75.00 yearly premium it normally paid for after the first vet visit.

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hi! do you need to pay upfront and then they reimburse you, or do u only ever pay the amount that they don’t cover upfront ?

 

[SerpeRoma]

I've always wondered, how do they know that your chameleon is what you claim? I have 6 right now, some close on age.. how would they know if I'm bringing the one with insurance or if it's another one same age and sex?

 

[jannb]

hi! do you need to pay upfront and then they reimburse you, or do u only ever pay the amount that they don’t cover upfront ?

You pay upfront and then get reimbursed by the insurance for their part.

 

[jannb]

I've always wondered, how do they know that your chameleon is what you claim? I have 6 right now, some close on age.. how would they know if I'm bringing the one with insurance or if it's another one same age and sex?

I believe that would be insurance fraud. Your vet should know each of your chameleons and the vet receipt and doctors notes have to be sent to the insurance company, by the vet, or by you, to file for reimbursement.

 

[suprdude]

I have Nationwide for my dogs and I'm happy with that company. I probably wouldn't buy it for a chameleon though.

 

[ItsMike64]

Is this something you’d have to check with your vet to see if they “accept” it? From what I’ve read it sounds like you go to the appointment and pay as you usually would and then submit the bill/receipt to your insurance and they reimburse you with what they cover?

 

[snitz427]

Is this something you’d have to check with your vet to see if they “accept” it? From what I’ve read it sounds like you go to the appointment and pay as you usually would and then submit the bill/receipt to your insurance and they reimburse you with what they cover?

No you submit the bill to insurance yourself

 

[ItsMike64]

No you submit the bill to insurance yourself

That’s what I meant, so you pay the full bill and then submit the bill to your insurance and they reimburse you for what they cover?

 

[Petman2828]

Pet insurance provides financial coverage for unexpected veterinary expenses. It helps offset the costs of accidents, illnesses, surgeries, medications, and treatments for your pet. Without insurance, these expenses can quickly add up and potentially strain your budget. While pet insurance requires an ongoing investment, the potential savings and peace of mind it offers make it highly beneficial for pet owners. However, it's important to research different policies, understand the coverage details, and choose a plan that best suits your pet's needs and your budget.

 

[jannb]

Pet insurance provides financial coverage for unexpected veterinary expenses. It helps offset the costs of accidents, illnesses, surgeries, medications, and treatments for your pet. Without insurance, these expenses can quickly add up and potentially strain your budget. While pet insurance requires an ongoing investment, the potential savings and peace of mind it offers make it highly beneficial for pet owners. However, it's important to research different policies, understand the coverage details, and choose a plan that best suits your pet's needs and your budget.

Well said!